Cebuana Lhuillier launches Money Guro Loans financing platform for MSMEs

Cebuana Lhuillier has launched Money Guro Loans, a financing platform offering loans from P5,000 to P20,000 to micro, small and medium enterprises. The programme provides four loan options tailored to different business types, with disbursement and repayment handled through Cebuana Lhuillier branche

Cebuana Lhuillier has launched Money Guro Loans, a financing platform that gives local business owners direct access to capital, building on the financial education work of its Money Guro programme. The initiative was announced by Jean Henri Lhuillier, president and chief executive officer of Cebuana Lhuillier, and aims to help Filipino entrepreneurs act on opportunities and meet their financial needs.

“Financial literacy is only meaningful when it empowers people to act. With Money Guro Loans, we are giving Filipino entrepreneurs the means to turn knowledge into opportunity, to grow their businesses, and to strengthen their communities. This is the next chapter of our commitment to financial inclusion,” Mr Lhuillier said.

The loans range from P5,000 to P20,000, with terms of three to six months and a streamlined online application process. Once approved, Cebuana Lhuillier branches handle disbursement and repayment.

Money Guro Loans offers four financing options designed around different types of small businesses. The MerryBiz Loan supports small retailers preparing for the Christmas season, helping them stock inventory and secure supplies for increased demand. The ClickStart Loan caters to online sellers seeking funds to expand their digital storefronts. The SheGlows Loan supports women entrepreneurs in the beauty and personal care sector, while the FoodTrip Loan provides capital for home-based food sellers, bakers, food carts and carinderias.

The launch expands Money Guro’s role from financial education to supporting entrepreneurs’ day-to-day businesses. Whether preparing for a busy season, growing an online store, or meeting the needs of a food or beauty business, entrepreneurs can access financing designed around their specific circumstances.

As Cebuana Lhuillier continues to advance its commitment to financial inclusion, Money Guro Loans reflects a broader effort to make financial education more relevant to Filipinos’ everyday needs. It brings the platform’s lessons closer to real-life decisions, giving entrepreneurs another way to put what they know into practice.